Barclays issues a portfolio of Wyndham Rewards credit cards, and they recently got a massive refresh, with the introduction of a new, premium card. I don’t write about these cards much, simply because Wyndham isn’t the most aspirational program when it comes to redemption opportunities. However, that’s not to say there isn’t value to be had with the cards, as they’re actually quite lucrative, assuming you stay at Wyndham properties with any frequency.
I’d like to take a look at the cards, given that they’ve recently been refreshed, currently offer best-ever bonuses, and there’s also a new premium card.
Which Wyndham credit card is best?
This really is a solid suite of credit cards, and they’re very lucrative (again, with the caveat that you actually stay at Wyndhams with any frequency). The three annual fee premium cards earn anniversary bonuses with no spending requirement, come with status, and even offer a redemption discount for rewards stays. There’s not much more you could ask for with a hotel credit card.
Personally I think the big winner here is the new Earner Premier card, which offers top tier Diamond status, a 25% points discount on reward stays, and enough easy to use credits to easily justify the annual fee, especially for Wyndham loyalists.
Getting top tier status just for having a credit card is something that’s otherwise only available on the Hilton Honors American Express Aspire Card.
I should mention that Wyndham Rewards recently announced an award chart update. For bookings as of September 30, 2026, there will be four tiers of award pricing, meaning free night awards will cost 5,000, 15,000, 30,000, or 45,000 points per night (compared to the current three tiers, at 7,500, 15,000, or 30,000 points).
This means entry-level hotels can be booked for as little as 3,750 points with the Earner Premier Card, and the discount on the top-tier award redemption brings the rate down by 11,250 points, to 33,750 points, a significant discount (though still higher than the previous top cost).
Details of the Wyndham credit cards
Barclays’ Wyndham credit card portfolio consists of three cards, including two personal credit cards and one business credit card.
Wyndham is a hotel group mostly with limited service properties, so I have a hard time getting too excited about any credit card from the brand. That being said, these cards are just about as lucrative as they could be, offering anniversary bonus points and elite status.
Let’s look at the details of each of these cards, including the hugely improved bonuses we’re seeing, assuming you complete a Wyndham stay within the first several months of having the card.
Wyndham Rewards Earner Card
The Wyndham Rewards Earner Card is the entry level personal card, and offers the following perks:
- Annual fee: $0
- Sign-up bonus: earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days, and also earn 45,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days
- Return on spending: 5x Wyndham points on Hotels by Wyndham spending, 3x Wyndham points on Vacation Club, dining, gas and groceries, and 1x points on all other purchases
- Foreign transaction fees: none
- Elite status perks: Wyndham Rewards Gold status for as long as you have the card, offering perks like free Wi-Fi, preferred rooms, and late check-out
- Anniversary bonus: 7,500 bonus Wyndham Rewards points after spending $15,000 in a year
- Award redemption discount: save 10% when you redeem Wyndham Rewards points to book free night awards
Wyndham Rewards Earner Plus Card
The Wyndham Rewards Earner Plus Card is the middle-tier personal card, and offers the following perks:
- Annual fee: $95
- Sign-up bonus: earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days, and also earn 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days
- Return on spending: 6x Wyndham points on Hotels by Wyndham spending, 4x Wyndham points on Vacation Club, travel, dining and groceries, and 1x points on all other purchases
- Foreign transaction fees: none
- Elite status perks: get Diamond status in your first year, then Wyndham Rewards Platinum status for as long as you have the card, offering perks like free Wi-Fi, room upgrades, early check-in, and late check-out
- Anniversary bonus: 15,000 bonus Wyndham Rewards points with no spending requirement, after paying your annual fee
- Award redemption discount: save 10% when you redeem Wyndham Rewards points to book free night awards
- Other benefits: earn a free night worth up to 15,000 Wyndham Rewards points after you stay five or more nights in a calendar year, get up to $25 in statement credits back every six months on eligible meal delivery purchases, and Emerald Club Executive status with National
Wyndham Rewards Earner Premier Card
The Wyndham Rewards Earner Premier Card is the premium personal card, and offers the following perks:
- Annual fee: $395
- Sign-up bonus: earn 90,000 bonus points after spending $6,000 on purchases and paying the annual fee in full, both within the first 120 days, and also earn 30,000 bonus points after spending $750 at Hotels by Wyndham in the first 180 days
- Return on spending: 8x Wyndham points on Hotels by Wyndham spending, 4x Wyndham points on Vacation Club, travel, dining, and groceries, and 1x points on all other purchases
- Foreign transaction fees: none
- Elite status perks: Wyndham Rewards Diamond status for as long as you have the card, offering perks like suite upgrades when available, early check-in, and late check-out
- Anniversary bonus: 30,000 bonus Wyndham Rewards points with no spending requirement, after paying your annual fee
- Award redemption discount: save 25% when you redeem Wyndham Rewards points to book free night awards
- Other benefits: up to $120 a year in meal delivery purchases ($10 monthly credits), $100 annual hotel credit at eligible Wyndham hotels, $65 annual credit for wholesale membership club purchases, $120 TSA Precheck or Global Entry credit every four years, and up to $100 in credits for eligible streaming purchases
Wyndham Rewards Earner Business Card
The Wyndham Rewards Earner Business Card is the business card, and arguably it’s the most lucrative card of all, as it offers the following perks:
- Annual fee: $149
- Sign-up bonus: earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days, and also earn 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days
- Return on spending: 8x Wyndham points on Hotels by Wyndham spending, 5x Wyndham points on eligible marketing, advertising services, and utilities, gas, and Vacation Club spending, and 1x points on all other purchases
- Foreign transaction fees: none
- Elite status perks: Wyndham Rewards Diamond status for as long as you have the card, offering perks like suite upgrades, a welcome amenity, and more
- Anniversary bonus: 15,00 bonus Wyndham Rewards points with no spending requirement, after paying your annual fee
- Award redemption discount: save 20% when you redeem Wyndham Rewards points to book free night awards
- Other benefits: $65 wholesale membership club credit, $50 accounting software credit
Bottom line
Wyndham’s portfolio of credit cards is pretty lucrative. There are three personal cards and one business card, and all offer elite status and discounts on award redemptions. On top of that, the three premium cards offer anniversary points bonuses that more or less cover the annual fee. These cards are also currently offering their best bonuses yet.
If you stay at Wyndham properties with any frequency these cards are worth having. The bonus categories are potentially useful as well, though I wouldn’t be using any of these cards for my everyday spending.
What do you make of Wyndham’s credit cards?