Bilt is the platform known for providing rewards for housing payments. Earlier this year we saw massive changes at Bilt, including an overhaul of the credit card portfolio, plus new ways that housing rewards are offered.
There are many innovative things about Bilt, including that there’s a Bilt Rent Day promotion on the first day of each month. With a new month being right around the corner, I’d like to share the details of the July 2026 Bilt Rent Day offer, as it includes a Hilton Honors transfer bonus of up to 200%, which may interest some people.
Details of the July 2026 Bilt Rent Day promotion
There are a couple of aspects to the Bilt Rent Day promotion, including the ability to earn bonus points (which is the same every month), plus at least one additional promotion.
Note that Bilt Rent Day promotions are generally valid from 12:00AM ET until 11:59PM PT, so technically you have around 27 hours to take advantage of them.
Earn double Bilt points on Rent Day purchases
Bilt has a portfolio of credit cards, including the no annual fee Bilt Blue Card (learn more), $95 annual fee Bilt Obsidian Card (learn more), and $495 annual fee Bilt Palladium Card (learn more) (Rates & Fees). Personally, I think the Bilt Palladium Card is by far the most lucrative.
On the first day of each month, you earn double those rewards on these cards, and earn up to 1,000 bonus points each month. It could be worth strategically making some purchases on the first day of each month to maximize this as much as possible.
For example, with double points, the Bilt Palladium Card offers 4x points on everyday spending on the first day of the month, so that’s pretty awesome (up to a cap of $500 worth of spending, since that would earn you 1,000 bonus points).
Get up to a 200% transfer bonus with Hilton Honors
Exclusively on July 1, 2026, Bilt is offering a 75-200% bonus if you transfer points to Hilton Honors. The size of the bonus that you get depends on your Bilt elite status. Specifically:
- Bilt Blue members can receive a 75% bonus
- Bilt Silver members can receive a 100% bonus
- Bilt Gold members can receive a 150% bonus
- Bilt Platinum members can receive a 175% bonus
- Members can use $150 in Bilt Cash to upgrade their transfer bonus by one elite tier, and Platinum members can get a transfer bonus of up to 200%
There’s a major restriction here, which we’re now seeing for a third month in a row — you can only transfer up to 100,000 base Bilt points during the promotion and quality for the bonus.
For context, Bilt points ordinarily transfer to Hilton Honors at a 1:1 ratio. So with this bonus, you can earn anywhere from 1.75 to 3.0 Hilton Honors points per Bilt point. I’ve written in the past about the best ways to redeem Hilton Honors points.
Frankly, I have a hard time getting excited about this promotion. I value Hilton Honors points at 0.5 cents each, so with a 75-200% bonus, you’re getting anywhere from 0.875 cents to 1.5 cents of value per point. This isn’t a promotion I’d take advantage of, but I suppose that for some people, this could prove to be worthwhile. But still, given that Hilton Honors frequently sells points for 0.5 cents each, there are much better opportunities to be had.
Bottom line
On the first day of each month, Bilt offers a Rent Day promotion. In addition to earning up to double points for purchases, for July 2026, there’s the opportunity to take advantage of a Hilton Honors transfer bonus. The bonus is based on your elite status, and ranges from 75-200%. Members are capped at moving over 100,000 base points with this offer.
While such a big bonus sounds exciting, the reality is that Hilton Honors points are worth at most 0.5 cents each, so even with a 200% bonus (which requires redeeming Bilt Cash), you’re getting at most 1.5 cents per Bilt point, compared to outright buying Hilton Honors points. Still, I’m sure some people will find this to be worthwhile, so it’s at least worth being aware of.
Are you taking advantage of the Bilt Rent Day promotion for July 2026?